Ojk And Dps Supervision From Sharia Economic Law Perspective
Abstract
The OJK supervision system for Sharia banking can be implemented in three ways, namely providing permits, integrating all provisions, and integrating one-stop licensing. In the context of Islamic law, the OJK supervision system in Sharia banking consists of two aspects, namely providing rules and regulations related to banking management and licensing through OJK regulations, as well as direct and indirect supervision in collaboration between the OJK and the National Sharia Council (DSN) to form a Board. Sharia Supervisor (DPS) who will supervise banking compliance with the Sharia principles used.
In supervising Sharia banking, OJK acts as the Al-Hisbah Institution, which is a supervisory institution that oversees market operations. The DPS formed by OJK and DSN acts as Muhtasib, which is assigned to carry out direct supervision of each Sharia bank. However, OJK only gives authority to DPS to control and assess the implementation of Sharia concepts in the Sharia banking sector and does not have the authority to provide provisions, policies, or penalties in supervising the implementation of activities in Sharia banks.
To support the development of the Sharia economy in Indonesia, DPS, which acts as Muhtasib in supervising Sharia banking, needs to be given special authority apart from controlling and assessing, namely also providing policies and provisions related to licensing before and during activities in the sharia banking sector.
Keywords: Sharia Economic Law, OJK, DPS, and Sharia Banking
Full Text:
PDF (Bahasa Indonesia)References
Anshori, Abdul Ghofur, 2009, Payung Hukum Perbankan Syariah, Yogyakarta: UII Press,
Antonio, Muhammad Syafi’I, 2005. Bank Syariah dari Teori ke Praktek. Jakarta: Gema Insani
Departemen Agama, Kementrian, Al-Qur’an dan Terjemahannya, (Jakarta: Yayasan Penyelenggara Penterjemah/ Tafsir Al-Qur’an, 2002)
Djazuli, A., 2017, Kaidah-Kaidah Fikih, Cet. VII, Jakarta: Kencana
Hamid, Arifin, 2007, Hukum Ekonomi Syariah di Indonesia, Bogor: Ghalia Indonesia
Keputusan Dewan Syariah Nasional Nomor 3 Tahun 2000 tentang Petunjuk Pelaksanaan Penetapan Anggota Dewan Pengawas Syariah
Keputusan Majlis Ulama Indonesia Nomor Kep.754/MUI/II/1999 tentang Pembentukan Dewan Syariah Nasional
Mudjib, Abdul, 2001, Kaidah-kaidah Ilmu Fiqih, Jakarta: Kalam Mulia
Muhammad, 2005, Manajemen Bank Syari’ah, Edisi Revisi, Yogyakarta: Unit Penerbit dan Percetakan (UPP) AMK YKPN
Nurhasanah, Neneng, 2017, dk., Hukum Perbankan Syariah konsep dan regulasi, Jakarta : Sinar Grafika
Sjahdeini, Sutan Remi, 2014, Perbankan Syariah ; Produk-produk dan Aspek-aspek Hukumnya, Cet; I, Jakarta: Prenada Media Group
Syarifuddin, Amir, 2008, Ushul Fiqh, Jilid 2 Jakarta: Kencana Prenadamedia Grup
Peraturan Perundang-Undangan
Undang-Undang RI Nomor 21 Tahun 2008 tentang Perbankan Syariah
Peraturan Bank Indonesia Nomor :11/3/ PBI/2009 tanggal 29 Januari 2009 tentang Bank Umum Syariah.
Fatwa Dewan Syariah Nasional Nomor : 14/ DSN-MUI/IX/2000
Fatwa Dewan Syariah Nasional Nomor : 15/ DSN-MUI/IX/2000
Republik Indonesia, Undang-Undang Nomor 23 Tahun 1999 Tentang Bank Indonesia
Republik Indonesia, Undang-Undang Nomor 21 Tahun 2011 Tentang Otoritas Jasa Keuangan
Republik Indonesia, “Undang-Undang Nomor 3 Tahun 2004 tentang Perubahan Atas Undang-Undang Nomor 23 Tahun 1999,” dalam Undang-Undang Bank Indonesia 2004.
Republik Indonesia, Undang-Undang Nomor 21 Tahun 2008 tentang Perbankan Syariah.
Jurnal
OJK Dapartemen Perizinan dan Informasi Perbankan, Booklet Perbankan Indonesia Volume 2 Nomor ISSN L 1858 4233 (Mei: 2015) h. 75
OJK Dapartemen Perizinan dan Informasi Perbankan, Booklet Perbankan Indonesia Volume 4 Nomor ISSN L 1858 4233 (Maret: 2017) h. 25
OJK Dapartemen Perizinan Dan Informasi Perbankan, Booklet Perbankan Indonesia Volume 5 Nomor ISSN L 1858 4233 (Maret 2018) h. 34
Sri Dewi Anggraini, Mekanisme Pengawasan Dewan Pengawas Syariah Dan Bank Indonesia Terhadap Bank Syariah, Jurnal: UNIKOM, Vo.12. Vo.1, h.77
Andi Nurhani Mufrih, Sistem Pengawasan Otoritas Jasa Keuangan Pada Perbankan Syariah Dalam Presfektif Hukum Islam, Universitas Islam Negeri Alauddin Makassar, Jurnal : Iqtishaduna, Ilmiah Mahasiswa Jurusan Hukum Ekonomi Syariah 138 Volume 1 Nomor 3 April 2020, h.183
DOI: http://dx.doi.org/10.24042/asas.v15i02.17683
Refbacks
- There are currently no refbacks.
Copyright (c) 2024
ASAS : Jurnal Hukum Ekonomi Syariah [The ASAS Journal of Sharia Economic Law] is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License. Copyright © Sharia Economic Law Department, Universitas Islam Negeri Raden Intan Lampung. e-ISSN 2722-86XX