Muslim Marpaung, [Scopus ID:57219404643]Politeknik Negeri Medan, Indonesia, Indonesia

Dakun Dakun, [Scopus ID:57348056300] Institute of Economic Science (STIE) Dharma Agung Bandung, Indonesia

Herlina Yustati, [Scopus ID:57348211400]UINFAZ Bengkulu, Indonesia

Erike Anggraeni, [Scopus ID:57221446433] Universitas Islam Negeri Raden Intan Lampung, Bandar Lampung, Indonesia

Muhammad Kurniawan, [Scopus ID:56320777900] Universitas Islam Negeri Raden Intan Lampung, Bandar Lampung, Indonesia

Wiwik Utami, [Scopus ID:55091214600] Universitas Mercu Buana Jakarta, Indonesia

Lela Nurlaela Wati, [Scopus ID:57192715081] STIE Muhammadiyah Jakarta, Indonesia, Indonesia

Istianingsih Sastrodihardjo, [Scopus ID:57188834348] Universitas Bhayangkara Jakarta Raya, Indonesia

Hary Setiyawati, [Scopus ID: 57210163605]Universitas Mercu Buana Jakarta, Indonesia

Hadri Mulya, [Scopus ID:57195627060] Universitas Mercu Buana, Indonesia, Indonesia

Mohd Sharil Bin Ahmad Razimi, [Scopus ID:56050769100] Universiti Utara Malaysia, Sintok, Malaysia, Malaysia

Bayu Tri Cahya, [Scopus ID=57221442755] IAIN Kudus, Indonesia