PENERAPAN KAIDAH MAQÂSHID SYARIAH DALAM PRODUK PERBANKAN SYARIAH

Abstract

Maqâshid Syari‟ah refers to an act of achieving and
protecting the benefits and good (masalih) for the sake of
human beings. In fulfilling the maqâshid al Syari‟ah, man
inadvertently fulfills not only his social and ethical needs
but also his commercial needs as well. There lies the
wisdom of Muslims having to “fulfill all obligations” as in
doing so mankind is fulfilling one another‟s needs and
obligations, hence a win-win for all. The current practice
of Islamic banks needs to incorporate maqâshid al-Syari‟ah
into their management strategy to ensure its sustainability
to serve mankind in the future, in confirmation to the
requirement of Syari‟ah. Though profitability is essential
and must be achieved, but it is not the main objective. In
Islam, the ultimate objectives of any activities including
business activities are ultimately with the aim of achieving
objectives of Syari‟ah or maqâshid al-Syari‟ah.